Call or Text Us 973-348-5886 ☰ ˟
Logo
Schedule Free Consultation
Schedule Free Consultation Call or Text Us: 973-348-5886
  • Home
  • Products
    • Automobile Insurance
    • Business & Commercial InsuranceImage of right arrow
      • Business Owners Policy (BOP)
      • Commercial Auto
    • Homeowners Insurance
    • Health Insurance
    • Life Insurance
    • Motorcycle Insurance
    • Personal Umbrella
    • Recreational Vehicle Insurance
    • Watercraft & Boat Insurance
  • Get a Quote
    • Auto Insurance Quote
    • BusinessImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote
      • Business Owners (BOP) Quote
      • Builders Risk Quote
      • Workers Compensation Quote
    • Homeowners Insurance Quote
    • Health Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Personal Umbrella
    • Recreational Vehicle Insurance Quote
    • Watercraft Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Health Icon

Health

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Recreational Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Blog > Adding Solar Panels to Your Home?
MONDAY, DECEMBER 5, 2022

Adding Solar Panels to Your Home?

Solar panels are going up on many of today’s homes. These panels, which used to be only considered beneficial in warm areas like Nevada and California, are now more readily available to homeowners throughout the country. They offer a great deal of benefit to the homeowner. They can help to reduce your energy bills while also helping you to reduce the use of fossil fuels. But, when you add them to your home, it’s important to consider your home insurance. Can your home insurance cover them in cases of an accident or damage? 

Does Your Home Insurance Cover Solar Panels? woman inspecting solar panel at factory
In most situations, the installation of solar panels on homes is covered under a typical home insurance plan. It may provide, then, the same type and amount of coverage as you would expect from the plan for the rest of your home. Most of the time, this includes perils such as damage and theft. Most plans also cover against wind damage and fire damaged. However, there are limitations to these plans and it may depend on the type of panel you own. 

First, ensure that the value of your home insurance is high enough to cover the value of the panels. Most policies have coverage limits, which is the maximum amount that your plan could pay out in the event of a covered claim. Ensure this is high enough to cover the value of the solar panels (alongside anything else that you own). 

Second, you’ll need to consider the type of panel you have. Though rooftop solar panels are the most common option today, others, such as ground-mounted panels, are growing in use. This can impact your coverage. If you have solar panels mounted on the ground, contact your home insurance provider to make sure your plan offers ample protections for them. This is not always a given type of protection. 

Don’t overlook the importance of protecting your solar panels from risks. Since these tend to be large investments, you’ll want to update your home insurance to ensure it reflects what you own and the value of it. The good news is that you may not need to spend much more to keep your panels safely protected. 

Get the right protection for your home. Call Generation Insurance Services for more information on Rutherford home insurance. 
Posted 2:48 PM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022

  • home insurance(3)
  • commercial auto insurance(2)
  • business owners policy(2)
  • auto insurance(2)
  • bop(2)
  • personal umbrella insurance(2)

View Mobile Version

Call or Text Us Today!
973-348-5886

Social Social Social

Resources

  • Our Products
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1 Orient Way, Suite F242
Rutherford, NJ 07070

Ph: 973-348-5886 | info@geninsurance.net
© Copyright. All rights reserved. | Powered by Insurance Website Builder